What Is the Florida Property Tax Disclosure Summary?

The disclosure summary may be included in the contract itself in substantially similar form. If it is not included, the seller must provide it as a separate document attached to the contract. In that case the contract must refer to and incorporate the summary and must state in prominent language that the buyer should not sign the contract until the buyer has read the summary.

The required wording tells the buyer not to rely on the seller's current taxes as the amount owed in the year after the purchase. It explains that reassessment after a sale or improvements could result in higher taxes, and it directs valuation questions to the county property appraiser's office.

A 2026 amendment added rules for online listings. Beginning February 1, 2027, residential property in Florida shown on a public online listing platform must include estimated property taxes, and a tax estimator may not use the current owner's assessment or taxes for that estimate. Printed listing materials may not include the current owner's taxes starting the same date. Social media platforms are excluded from the listing platform definition. The Florida Department of Revenue is scheduled to begin publishing a formula and millage data for listing platforms on December 15, 2026.

Assessment limits that can reset after a sale are explained in how the Save Our Homes cap and portability work. The application process for a new owner is covered in how Melbourne homeowners apply for the homestead exemption.