Can a mortgage stay in a deceased person's name?

If you're wondering whether a mortgage can stay in a deceased person's name, the answer is yes, but some conditions are attached. They are:

  • The mortgage must be paid before the deceased person's heirs can inherit the property.

  • If the mortgage is not paid off, the lender has the right to foreclose on the property.

If you're the heir of a deceased person who still has a mortgage on their property, you'll need to take action to either pay any mortgage payments while arrangements are being made to sell or pay off the property.

Published: Oct 9, 2022

Updated: Nov 15, 2022

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