What Is a Title Search?

A title search involves checking records to make sure there are no liens on the title, bankruptcy filings, or defects with the title, and if you are buying, selling, or transferring property.

For example, if another party had loaned money through mortgages, loans, or other types of debts on the property, you might have to pay off these debts to keep title to the land you have just bought.

Doing title research is crucial in determining if there are any issues with the property title you want to buy, sell, or transfer. A simple title search may even save significant time and money by helping buyers avoid purchasing a piece of property only later to find out before closing or transferring a title that someone else has claims against a new acquisition.