Are Heirs Responsible For Mortgage Debt?

The answer to this question depends on the specifics of the situation.

In some cases, an heir may be responsible for a deceased relative's mortgage debt if they were the co-signer. However, in most cases, the mortgage debt will be discharged when the property is sold, and the proceeds are used to pay off the loan.

It depends on the specific situation and legal arrangement between the heirs and lenders.

Published: Oct 9, 2022

Updated: Jul 5, 2023

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This FAQ is for informational purposes only and does not constitute legal advice. We make no representations or warranties about this FAQ's completeness, accuracy, reliability, or suitability. Each legal situation is unique. Always consult an attorney for personalized guidance.

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